Attention homeowners: Real estate appraisal services for in Kernersville and Forsyth County
See the top 7 reasons why NC homeowners need Benchmark Appraising, LLC:
Need help deciding the price of your house in or near Kernersville, NC?
At Benchmark Appraising, LLC, we understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Benchmark Appraising, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping people just like you rid yourselves of unwanted PMI insurance.
Challenging a property tax assessment
Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Benchmark Appraising, LLC is your #1 weapon when contesting your property tax assessment.
HELOC recently frozen?
If your home is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Benchmark Appraising, LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.