Attention homeowners: Real estate appraisal services for in Kernersville and Forsyth County
Here are the top seven reasons North Carolina homeowners order from Benchmark Appraising:
- Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- Challenge a property tax assessment
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Settle an estate in North Carolina by determining the true market value of a property
At Benchmark Appraising, we understand the special needs of a customer seeking appraisal services.
Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular consumer that ordinarily doesn't see an appraisal every day, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it.
Our professional appraisers at Benchmark Appraising are objective. We won't just tell you what you want to hear, we'll tell you what you need to know.
In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer.
The appraisal is something concrete to show the buyer.
It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth.
Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's declining.
That means you're most likely paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be.
When contesting your property tax assessment, getting an appraisal report from Benchmark Appraising is your #1 weapon.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners.
Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan.
We're seasoned in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.
HELOC recently frozen?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value.
This can be inconvenient from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out.
Benchmark Appraising can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision?
Benchmark Appraising offers field reviews where we go out and check the subject and comps in question.
If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before.
While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.